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Article 06 — July 2026
Cashless, but at What Cost?
This article argues against a fully cashless society, claiming that while digital payments offer convenience and efficiency, they also threaten privacy, freedom, and economic inclusion. Drawing on John Locke, John Rawls, George Orwell and Michel Foucault, it argues that cashless systems enable financial surveillance and give governments and corporations unprecedented control over citizens' lives, while excluding the unbanked, the elderly and refugees and creating dependence on fragile digital infrastructure. It concludes that societies should preserve physical cash alongside digital payments to protect individual liberty and resilience.
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